Remember Rebecca Bloomwood? Or perhaps you know her by another name, Shopaholic? Her title says it all: she is addicted to shopping, whether or not she needs the items she purchases, whether or not she has the money to actually purchase them. We all know how her life went.
Fortunately, she lives in a fictitious world where everything worked out for her in the end. But how about you, do you think you will have that chance to be a morning talk show host about your relentless and carefree spending? If your answer is “no” then it is high time that you take an honest-to-goodness look at your spending patterns.
They say awareness is the first step towards a solution, and so you should be aware of how much you really are spending. A cup of coffee here, a nice magazine there may seem insignificant but when you put them all together they will be something worthy to look at. Try tallying the things you buy on a daily basis, sort of logging all your expenses for a week, and see how much you consume.
By doing so, you may find you are actually buying more food than you can take. Try to curb impulsive buying as well by “sleeping on it”. A nice gadget or dress that looks to-die-for may not be so practical after you’ve slept on it –you may find yourself not even remembering how it looked.
Most of all, just like Becky, do not rationalize purchases that are on sale. You may have saved 20 or even 50% off the original price but did you plan to buy it, anyway? If not, then you just wasted the money you spent on the 50% tag price.
Credit : photostock
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