Before trying to beat the odds you should make sure that you can survive the odds beating you. When it comes to health issues, being uninsured is truly a gamble, and if you get sick of a serious disease, the absence of this coverage could send you to your grave. Prescription drugs are insanely expensive, and if you didn’t sign up for Medicare part d, you will have to pay everything out of your own pocket.
When this happens, you will see all your money going down the drain and this is the best-case scenario, because you might not have that money in the first place. Senior citizens with US citizenship are automatically enrolled in Part A, which can be a lifesaver unless you require very expensive drugs. This is why most of those who come closer to the 65 years barrier are interested in getting Medicare part d as well, and they are right to do so.
The yearly premium is not too high, and it is an investment worth making especially when you are no longer young, and your health is quickly declining. Medicare part d can be included in the Advantage Plan offered by some private companies, so unless you stick to the Original Plan ask your insurance company about this kind of coverage. With the adequate plan, prescription drugs are no longer going to be a problem, and a disease will be eventually cured with the adequate treatment, covered almost entirely by Medicare part d.
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